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Pathway to Transportation

Pathway to Transportation will enable ALICE (Asset Limited, Income Constrained, Employed) families to purchase safe, reliable and affordable private transportation.

Transportation is identified in the ALICE Report as a major need in rural Frederick County. Access to private transportation is critical to those seeking new career opportunities, access to medical care and opportunities to seek more suitable housing.
 
ALICE families are those who are unable to afford a basic cost of living. According the ALICE Report, 37% of Frederick County households are ALICE. They are restaurant workers, retirement home nurses, retail clerks and teachers who are relied upon every day. ALICE families have been disproportionately affected by the COVID-19 pandemic. ALICE jobs have been those most subject to elimination, reduction in hours and/or exposure to illness.
 
In combination with Prosperity Center program like free tax preparation, budget coaching and credit counseling, the ultimate outcome for Pathway to Transportation is moving ALICE families to a position of long term financial stability.
 
 
How it works:
  • Participants must save $400 and participate in budget coaching and credit counseling in order to purchase a car through our new program.
  • The program requires participants to save only a portion of the total cost of their vehicle while maintaining a direct sale between Second Chances Garage and participants.
  • United Way of Frederick County will match each participant’s savings for the remainder of each car’s cost.

 

How do I apply for the program?

  1. Complete the Pre-Qualification Form.
  2. You will receive an invitation to complete a full application if qualified.
  3. Upon completion of your application, you will schedule an appointment with a United Way staff member to submit required documentation.
  4. You will receive instructions to open a savings account with Woodsboro Bank.
  5. Next, you will complete the program requirement by saving $400 and request a withdrawal form to use your savings towards the purchase of a car.

 

For more information, please contact Joyce Kwamena-Poh at Jkwamenapoh@uwfrederick.org.

 

Car Donations

Pathway to Transportation will be successful if there are sufficient donated cars available at Second Chances Garage.  If you are able, please consider a car donation.  To learn more about car donations to Second Chances Garage, please visit www.secondchancesgarage.org/car-donation/.

 

Program Sponsor

Thank you to Dynamic Automotive for sponsoring our Pathway to Transportation Car Program! Their support is instrumental in helping provide Frederick County families in need with the ability to purchase their own safe and reliable vehicle.
 
 

Program Partners

 

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