Free Credit Counseling

Free Credit Score, Report & Counseling 

Need help with your credit? Get your own free credit report – with your three credit scores – and learn what it means with your own financial coach. Then, find out how to build and maintain a favorable credit score. 


Register for a FREE 2-Part Credit Workshop where you will attend a 1-hour instructor lead group workshop and receive a 30 minute credit review counseling session, where you will walk away with a free credit report and goals on what to do next.

Credit Cafes are offered the 2nd and 4th Thursdays of every month 100% online through virtual meeting software. There will also be a morning workshop available from 10-11am and an evening workshop available from 5-6pm on each of those Thursdays. REGISTRATION IS REQUIRED.

Contact: Lacy Ames, 301-818-5606 or to request upcoming dates, time availability and registration form. The registration form will then be emailed to you via Dropbox Sign to be completed 100% electronically.

The City of Frederick Department of Housing and Human Services, a HUD-Approved Housing Counseling Agency, offers a virtual Homebuyer Education Workshop. The workshop is held VIA ZOOM in three-hour sessions from 6:30 PM to 9:30 PM on Tuesday and Thursday evenings. 

Contacts: Steve Rose, Certified Housing and HECM Counselor at 301-600-2077
Pat McMorrow, Certified Housing and HECM Counselor at 301-600-6206.
Or, register here