Pathways to Financial Stability

The Prosperity Center improves lives by creating a one-stop resource for community members to improve financial knowledge, skills, and stability. It is a partnership among United Way of Frederick County, the Housing Authority of the City of Frederick, and the Frederick Coalition for Financial Success. Through the Prosperity Center's programs, we create Pathways to Financial Stability for ALICE households. Click here to download a PDF with more information.

Pathway to Homeownership

Want to buy your own home but just don't know how you will save for a down payment? Let us help!

Every $1 saved will be matched with $4! Qualified ALICE (Asset Limited, Income Constrained, Employed) households in Frederick County now have access to an upgraded Pathway to Homeownership designed to build long term stability through homeownership. Learn more here.

Pathway to Transportation

Are you looking to purchase affordable and reliable transportation? Save $400 to be matched toward the total cost of a reliable used vehicle, purchased through Second Chances Garage, while also participating in Budget Coaching. Learn more here.

Free Budget Coaching

The Budget Coach program is a 12 month program designed to help individuals create and follow a budget while developing a 3-5 year financial goal. For one hour a month take part in the Budget Coach program and reach new heights through accomplishing your goals. Learn more here.

Free Tax Preparation Service

Through our free tax program VITA (Volunteer Income Tax Assistance), we are committed to helping our neighbors with low and moderate incomes receive 100% FREE tax preparation support so they can get back their maximum refund and save more of their hard-earned money. Learn more here.

Free Credit Score, Report & Counseling

Need help with your credit? Get your own credit report and learn what it means with your own financial coach. Then, find out how to build and maintain a favorable credit score. Learn more here.