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The Challenge:

Many Frederick County households worry every day that they are one emergency away from financial disaster.  These households are known as ALICE (Asset, Limited, Income Constrained, Employed). ALICE families have income above the Federal Povery Line, but not enough to afford a basic household budget that includes housing, child care, food, transportation and health care.  ALICE households live in every community in Frederick County -- downtown City of Frederick, Urbana, Brunswick, Emmitsburg, in cities, farmlands and mountains -- and include women and men, young and old, and all races and ethnicities.

The information below is a sampling of information that demonstrates the challenges in specific communities throughout Frederick County. For the full Maryland report and additional information on ALICE click here. 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Additional information about ALICE in Frederick County

Population: 243,675 | Number of Households: 89,084
Median Household Income: $84,203 (state average: $73,971)
Unemployment Rate: 5% (state average: 7.2%)
Gini Coefficient (zero = equality; one = inequality): 0.39 (state average: 0.45)

How many households are struggling?

ALICE, an acronym for Asset Limited, Income Constrained, Employed, are households that earn more than the U.S. poverty level, but less than the basic cost of living for the county.
 
Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs.

What are the economic conditions?

The Economic Viability Dashboard evaluates community conditions for ALICE in three core areas. Each is an index with a scale of 1 (worst) to 100 (best).
 

HOUSING AFFORDABILITY

JOB OPPORTUNITIES

COMMUNITY RESOURCES

poor (38)

good (59)

good (63)

What does it cost to afford the basic necessities?

This bare-minimum budget does not allow for any savings, leaving a household vulnerable to unexpected expenses. Affording only a very modest living in each community, this budget is still significantly more than the 2014 U.S. poverty rate of $11,670 for a single adult and $23,850 for a family of four.

Click here to view a PDF of the Household Survival Budget and the Household Stability Budget for Frederick County. 

Click here to view the Household Survival Budget and the Household Stability Budget for each county in Maryland.

What is United Way of Frederick County doing to help?

The report underscores United Way of Frederick County's mission of bringing people and institutions together to collectively build a strong, viable community. UWFC focuses on strengthening the education, financial stability, and health of the Frederick County community because we know that children do better in school and in life when they have access to quality education; people are more financially secure when they have the skill set to land and keep good jobs, and have access to affordable, quality health care.

Through program and grants, United Way of Frederick County yields nearly $3 million in community impact that helps children, adults and families thrive. Whether it's through the Prosperity Savings Accounts program, free tax preparation, budget coaching, or financial education, the Prosperity Center helps families and individuals obtain the knowledge and resources they need to achieve financial stability. 

UWFC also collaborates with business, government and community groups to identify and advocate for solutions that address underlying issues that negatively impact the Frederick County community, and especially ALICE families.

Need help?

Click here for a list of community resources and programs that could be of help to you or someone you know.

Media Coverage

Local DVM - localdvm.com

Click to watch Malcolm Furgol, director of community impact, speak about the ALICE Report with Jordan Lindsay of WHAG.

Click to read about United Way of Frederick County's annual Leadership Breakfast, where details of the ALICE report's findings were shared with local leaders. This piece, authored by Jordan Lindsay, debuted on October 10th on localdvm.com

The Frederick News-Post - fredericknewspost.com

Click to read this article about the ALICE Report and the Prosperity Center. This piece, authored by Nancy Lavin, was featured on the front page of the January 14th issue of The Frederick News-Post.

Click to read this article about the ALICE report and its connection to adressing and understanding ACEs' (Adverse Childhood Experiences) impact on county residents. This piece, authored by Kate Masters, as featured in the April 29th issue of The Frederick News-Post

Click to read this article about the scarcity of public transportation and how this translates to ACEs' impact on county residents. This piece, authored by Nancy Lavin, was posted on August 26th on The Frederick News-Post website.

Click to read this article about the successful food bank program run by Frederick Rescue Mission. This piece, authored by Nancy Lavin, debuted on August 23rd on The Frederick News-Post website.

Click to read this article about the success of United Way's nonprofit collaboration The Unity Campaign. This piece, authored by Nancy Lavin, debuted on August 23rd on The Frederick News-Post website.

Click to read this article about the Faces of ALICE. This piece, authored by Nancy Lavin, debuted on September 23rd on The Frederick News-Post website.

Click to read this article about how local social service agencies, including United Way and Unity Campaign partners, help struggling families. This piece, authored by Nancy Lavin, debuted on September 23rd on The Frederick News-Post website.

Click to read this article comparing Frederick County to the general population using the US census. This piece, authored by Nancy Lavin, debuted on September 23rd on The Frederick News-Post website.

Click to read this article reviewing United Way's recent ALICE candidate forum. This piece, authored by Nancy Lavin, debuted on October 12th on The Frederick News-Post website.

Comcast Newsmakers - comcastnewsmakers.com

Click to watch Malcolm Furgol speak about the ALICE Report on this Comcast Newsmakers segment.

The Frederick Extra - thefrederickextra.com

Click to read about how the ALICE report can be used outside of Frederick.

For Members of the Media

Maryland ALICE® Report Release Media Webinar

The media webinar took place on Monday, January 2016 at 11 am. Click here to view the recording, and here to view or download the slide deck.